Estimated loan on a ₹50,000 salary
| Tenure | EMI ₹15,000 (30%) | EMI ₹25,000 (50%) |
|---|---|---|
| 6 months | ₹84,000 | ₹1,40,000 |
| 12 months | ₹1,58,000 | ₹2,64,000 |
| 24 months | ₹2,83,000 | ₹4,72,000 |
| 36 months | ₹3,82,000 | ₹6,37,000 |
Estimates at an illustrative 24% a year, assuming no other EMIs. Subtract any EMIs you already pay from the EMI budget. The lender decides the final amount.
What changes the amount
- Existing EMIs — the more you pay now, the less you can borrow
- Your CIBIL score and repayment history
- How stable your job or income is
- Each lender’s own minimum income
How to apply on Finriseo
- Enter your mobile number and verify it with an OTP
- Add the amount you need, your income and PAN
- Compare offers from lenders that match your salary
- Apply to the lender you choose