EMI Calculator

Plan your loan repayment before you apply. See exact monthly installments instantly.

EMI Calculator

Plan your loan effectively. See your monthly outflows instantly.

Loan Amount

₹

₹10k₹10L

Interest Rate (p.a.)

8%36%

Tenure (Months)

Months

3m60m

Monthly EMI₹16,251

Principal Amount

₹5,00,000

Total Interest

₹85,044

Total Payable₹5,85,044

Apply for this loan

What is EMI?

EMI (Equated Monthly Instalment) is the fixed amount you pay every month to repay your loan. It includes both principal and interest components.

EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ - 1)

P = Principal | r = Monthly rate | n = Tenure (months)

Tips to Reduce EMI

Higher down payment reduces principal
Better CIBIL score gets lower rates
Compare lenders before applying
Longer tenure = lower EMI (more interest)
Prepay when possible to save interest

Sample EMI for ₹3,00,000 Loan

Interest Rate	12 Months	24 Months	36 Months	48 Months
10.49%	₹26,467	₹13,844	₹9,698	₹7,621
12.00%	₹26,614	₹14,113	₹9,964	₹7,881
15.00%	₹27,039	₹14,524	₹10,399	₹8,337
18.00%	₹27,472	₹14,938	₹10,839	₹8,806

EMI Calculator

Plan your loan repayment before you apply. See exact monthly installments instantly.

EMI Calculator

Plan your loan effectively. See your monthly outflows instantly.

Loan Amount

₹

₹10k₹10L

Interest Rate (p.a.)

8%36%

Tenure (Months)

Months

3m60m

Monthly EMI₹16,251

Principal Amount

₹5,00,000

Total Interest

₹85,044

Total Payable₹5,85,044

Apply for this loan

What is EMI?

EMI (Equated Monthly Instalment) is the fixed amount you pay every month to repay your loan. It includes both principal and interest components.

EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ - 1)

P = Principal | r = Monthly rate | n = Tenure (months)

Tips to Reduce EMI

Higher down payment reduces principal
Better CIBIL score gets lower rates
Compare lenders before applying
Longer tenure = lower EMI (more interest)
Prepay when possible to save interest

Sample EMI for ₹3,00,000 Loan

Interest Rate	12 Months	24 Months	36 Months	48 Months
10.49%	₹26,467	₹13,844	₹9,698	₹7,621
12.00%	₹26,614	₹14,113	₹9,964	₹7,881
15.00%	₹27,039	₹14,524	₹10,399	₹8,337
18.00%	₹27,472	₹14,938	₹10,839	₹8,806