Personal Loan

Lenders set their own credit-score thresholds. A stronger score generally qualifies you for better rates and higher amounts.

Most applicants receive approval within 10 minutes of submitting their application. Disbursal typically happens on the same day.

Yes. Both salaried and self-employed individuals can apply. Self-employed applicants need to show business proof and last 2 years of ITR.

No hidden charges. We display all processing fees, foreclosure charges, and other terms upfront before you accept any offer.

Yes. Most lenders allow part-prepayment after 6 months. Foreclosure charges vary by lender — typically 2-4% of outstanding principal.