Estimated loan on a ₹20,000 salary
| Tenure | EMI ₹6,000 (30%) | EMI ₹10,000 (50%) |
|---|---|---|
| 6 months | ₹33,000 | ₹56,000 |
| 12 months | ₹63,000 | ₹1,05,000 |
| 24 months | ₹1,13,000 | ₹1,89,000 |
| 36 months | ₹1,52,000 | ₹2,54,000 |
Estimates at an illustrative 24% a year, assuming no other EMIs. Subtract any EMIs you already pay from the EMI budget. The lender decides the final amount.
What changes the amount
- Existing EMIs — the more you pay now, the less you can borrow
- Your CIBIL score and repayment history
- How stable your job or income is
- Each lender’s own minimum income
How to apply on Finriseo
- Enter your mobile number and verify it with an OTP
- Add the amount you need, your income and PAN
- Compare offers from lenders that match your salary
- Apply to the lender you choose