Business Loan upto ₹50,00,000

Grow your business with collateral-free loans from verified NBFCs. Flexible repayment, minimal documentation.

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Quick Overview

Max Loan Amount₹25,00,000

Interest RateFrom 12% p.a.

Tenure6 – 84 months

Approval TimeSame day

Check My Eligibility

Key Features

Loan amount from ₹50,000 to ₹25,00,000

No collateral required

Flexible tenure up to 84 months

Working capital and term loans available

Overdraft facility for eligible businesses

GST-registered businesses get better rates

Loan against business receivables

Dedicated relationship manager

Loan renewal available before full repayment

Eligibility Criteria

Indian resident, age 21 to 65 years
Business operational for minimum 1 year
Annual business turnover ₹10 lakh or above
CIBIL score 650 or above
Sole proprietor, partnership, or Pvt Ltd
Valid GST registration preferred

Documents Required

PAN Card of business and owner
Aadhaar Card of owner
Business registration certificate
Last 2 years ITR with computation
Last 12 months bank statement
GST returns (last 6 months)

Frequently Asked Questions

Do I need collateral for a business loan?

No. Our partner NBFCs offer collateral-free business loans up to ₹25 lakh for eligible borrowers with good credit history.

What types of businesses qualify?

Sole proprietors, partnership firms, and private limited companies can apply. Freelancers and self-employed professionals are also eligible.

How is loan amount calculated?

Loan amount is typically based on your average monthly business turnover, profitability, existing liabilities, and credit score.

Can I get a loan for a startup?

Most lenders require a business vintage of at least 1 year. For very new businesses, consider our Pocket Loan or Personal Loan as alternatives.

Is GST registration mandatory?

Not mandatory, but GST-registered businesses typically qualify for higher amounts and better interest rates from our partner lenders.

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